Digital Credit Management

Track. Settle.
Done.

Navoq lets restaurants and shops manage customer credit tabs digitally — no paper, no disputes, no chasing. Customers see their balance in real time.

100%Digital
Real-timeBalance Updates
ZeroPaper Needed
TOTAL OUTSTANDING
LIVE
R 1,970.50
Across all tabs
PENDING R 0,00
DEBTORS 3
SETTLED 1
John
The Corner Bistro · TCB-001
R 450,50
OUTSTANDING

Everything a tab system should be

Track Credit

Create and manage customer credit tabs digitally. Every transaction logged, timestamped, and visible to both parties.

Manage Debtors

See all your customers in one place. Know who owes what, when tabs were opened, and who's overdue at a glance.

Dispute Resolution

Customers can flag disputed charges directly in the app. Restaurants respond and resolve — all in one thread.

Real-time Balances

Customers see their outstanding balance live. No calling the restaurant, no surprises at month end.

QR Code Linking

Customers scan a QR code to link with a restaurant instantly. No forms, no manual entry, no friction.

Month-end Reports

Generate clean month-end summaries for your records. Know exactly what was settled and what's still outstanding.

Up and running in minutes

01

Restaurant signs up

Create your restaurant or shop account. Set up your profile, invite link, and QR code in under 5 minutes.

02

Customer links via QR

Customer downloads Navoq, scans your QR code or uses your invite link. They're linked instantly — no paperwork.

03

Tab opens, charges added

Restaurant opens a tab and logs charges as they happen. Customer sees every update in real time on their phone.

04

Settle & close

When the customer pays, mark the tab settled. Both sides get a record. Clean, simple, done.

Sign in to your portal

Navoq has three separate portals — each built for its role.

RESTAURANT / SHOP

Business Portal

Manage your debtors, open tabs, log transactions, generate reports, and handle disputes.

  • Dashboard & analytics
  • Debtor management
  • Tab & transaction logs
  • Month-end reports
  • QR code & invite links
Sign In as Business
CUSTOMER

Customer Portal

View your outstanding tabs across all restaurants, log orders, raise disputes, and track your history.

  • Live balance overview
  • Multi-restaurant tabs
  • Order history
  • Dispute logging
  • Invite & share codes
Sign In as Customer
ADMIN

Admin Portal

Full platform control. Monitor all businesses, customers, and transactions across the entire Navoq network.

  • Platform-wide analytics
  • All restaurants & customers
  • Account management
  • Dispute oversight
  • System configuration
Admin Login

Simple, transparent pricing

Start free. Upgrade when you grow.

Starter
Free
forever
  • Up to 10 customers
  • Unlimited tabs
  • QR code linking
  • Basic reports
  • Dispute resolution
  • Push notifications
Get Started Free
Enterprise
Custom
contact us
  • Multiple branches
  • Dedicated support
  • Custom integrations
  • White labelling
  • SLA guarantee
  • Admin dashboard
Contact Sales

Download Navoq today

Available as a Progressive Web App — install directly from your browser. No app store needed.

Coming soon to Google Play
Navoq
RESTAURANT PORTAL
TOTAL OUTSTANDING
R 1,970.50
Across all tabs
PENDING
R 0,00
DEBTORS
3
SETTLED
1
J
John
TCB-001 · Open
R 450,50
S
Sarah
TCB-002 · Open
R 320,00
M
Mike
TCB-003 · Open
R 1,200,00
Home
Debtors
Reports
John
LIVE
TOTAL OUTSTANDING
R 770,50
Across 2 restaurants
PLACES
2
DISPUTES
0
The Corner Bistro
TCB-001
R 450,50
OUTSTANDING
The Green Bistro
TGB-002
R 320,00
OUTSTANDING